Software Engineer, Deposits & Insights

About this role

Join the Deposits & Insights team as a backend engineer to design and build robust APIs and services that leverage spending behavior data to enhance member financial safety. This senior-level role combines technical leadership, architecture decisions, and cross-functional collaboration to ship scalable platforms serving millions of users.

What you'll do

• Lead technical design and architectural decisions while mentoring engineers across the team
• Develop and maintain low-latency APIs and backend services for Trust and Safety platforms
• Own multiple projects simultaneously, balancing key initiatives with broader team support
• Partner with data engineers, analysts, and product managers to build member-focused features
• Enhance platform reliability through system architecture, observability, and automation
• Participate in on-call rotation to respond to production incidents as needed

What they're looking for

• Backend software development (3+ years production experience)
• Ruby on Rails or comparable frameworks
• Technical leadership and architectural design
• Transactional databases and caching systems
• Large-scale web application architecture patterns
• Code testing and maintainability practices
• Experimentation and ML integration
• Team mentoring and cross-functional collaboration

Benefits

• Competitive salary ($133,000–$184,000 based on location and experience)
• Bonus eligibility
• Equity package
• Comprehensive benefits package