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ether.fi

Software Engineer: Credit Card/Fraud

New York (Remote)fulltimemidAdded 2 days ago

About this role

Join ether.fi's credit card team as a Backend & Fraud Engineer to build and operate the transaction authorization and fraud prevention systems for a $10B+ crypto finance platform. You'll own both the transaction experience—debugging declines and friction points—and the fraud defense stack, moving from reactive to proactive protection through rules, monitoring, and hands-on investigation.

What you'll do

  • Improve card transaction experience by identifying and eliminating root causes of declines, failed authorizations, and user friction
  • Hunt fraud and abuse patterns including card testing, cashback farming, friendly fraud, and multi-account rings
  • Own the fraud decisioning stack in Sardine, including rules, queues, scoring logic, real-time monitoring, and automated mitigation
  • Investigate live fraud cases hands-on: query transaction data, root-cause patterns, and design controls to prevent recurrence
  • Build internal tools, dashboards, and scripts to empower risk and customer experience teams
  • Collaborate with Product, CX, Compliance, and card program vendors to continuously improve the card product

What they're looking for

  • Backend software engineering and system design
  • Data analysis and SQL querying for transaction investigation
  • Fraud risk detection and adversarial pattern recognition
  • Card payment systems and transaction processing knowledge
  • Python or similar scripting for automation and tooling
  • API integration with fraud platforms like Sardine
  • Financial crime mechanics and payment fraud types
  • Real-time monitoring and alerting systems

Benefits

  • Competitive salary with performance-based incentives and token allocation
  • Health, dental, and vision insurance
  • 4 weeks work-from-anywhere policy
  • Global team with office locations and travel opportunities
  • Work on multi-billion dollar products in a small technical team
  • Company events and team-building off-sites
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ether.fi

Ether.fi is a crypto platform offering neobank and DeFi products with significant assets under management. The company is hiring backend engineers, frontend engineers, and fraud specialists to build scalable infrastructure, consumer-facing applications, and fraud detection systems.

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ether.fi
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Likely interview questions

  • Describe a time you debugged a production issue in a payment or transaction system—what was your process and how did you prevent it from happening again?
  • Walk us through how you'd approach investigating a spike in card authorization declines; what data would you pull and what hypotheses would you test?